Mortgage Rates in Chicago, Evanston, Skokie & Beyond

At Lumeo Mortgage, we help real people make smart mortgage decisions, with clarity, not confusion. Whether you're buying your first home, refinancing, self-employed, or growing your real estate portfolio, we tailor solutions to your situation.

We offer FHA, VA, Conventional, Jumbo, and First-Time Buyer programs, plus specialized options like DSCR loans, 1099-only mortgages, Bank Statement Loans, Construction Loans, and Down Payment Assistance.

Need to refinance? We handle FHA Streamline, VA IRRRL, and Jumbo or Conventional refinances with fairness and transparency.

We proudly serve Chicago, Evanston, Skokie, and surrounding areas:

• Chicago: From condos in Logan Square to two-flats in Bridgeport, we offer low-down-payment and investor-friendly options.
• Evanston: We help buyers navigate this unique, lakefront market with programs fit for first-time buyers and self-employed clients.
• Skokie: Whether relocating or downsizing, we bring local insights and flexible products, including Reverse Mortgages and investor loans.

At Lumeo, we lead with education, not pressure, combining transparency, tech, and trust to help you move forward with confidence.