Smart Mortgage Solutions Across Chicagoland — For Buyers, Investors, and the Agents Who Guide Them

At Lumeo Mortgage, we guide real people across the entire Chicagoland area through smart, personalized mortgage decisions—clearly and without pressure. Whether you're buying your first home, refinancing, self-employed, or investing, we tailor solutions that fit your life.

We proudly serve homebuyers and local real estate professionals throughout the City of Chicago, the North Shore, Northwest Suburbs, Western Suburbs, and Southland. Our offerings include FHA, VA, Conventional, Jumbo, and First-Time Buyer programs, plus DSCR loans, 1099-only mortgages, Bank Statement Loans, Construction Loans, and Down Payment Assistance.

Need to refinance? We offer transparent solutions like FHA Streamline, VA IRRRL, and conventional refinance options with fairness and clarity.

As a former Realtor, I understand how hard agents work behind the scenes to make the process smooth for their clients—often without the recognition they deserve. At Lumeo Mortgage, we’re not just here for borrowers—we stand beside the agents who serve our communities every day. Your dedication matters, and we’re here to make your job easier, more impactful, and more appreciated.

At Lumeo, we lead with education, transparency, and trust—bringing light to complex decisions and empowering both clients and their agents with clarity.