Affordable Pathways to Homeownership in Rural Areas
USDA loans are government-backed mortgages designed to assist low-to-moderate-income homebuyers in purchasing homes in eligible rural and suburban areas, often with no down payment required. These loans are an excellent option for buyers who meet income limits and wish to own property in less densely populated communities.
At Lumeo Mortgage, we simplify the USDA loan process for you. From checking property eligibility to understanding income limits and qualifying guidelines, we guide you through every step in a clear and straightforward manner.
Why consider a USDA loan?
- $0 down payment
- Competitive interest rates
- Reduced mortgage insurance costs
- Flexible credit guidelines